First Home Consulting has worked with hundreds of mortgage companies across the country, with all types of loans, to STOP FORECLOSURES. Depending on the homeowner's current financial status along with additional stress factors, the homeowners quickly choose to file bankruptcy and can find themselves in an unfavorable debt to income ratio because additional trustee fees are added each month which causes the bankruptcy to fail.

First Home Consulting has been able to continue to execute a Fresh Start for those homeowners whose bankruptcy has failed. We have also found that many resolutions cannot be found in saving your home if you, the homeowner are not allowed to relax and make a clear decision in stopping your FORECLOSURE.

We have saved hundreds of homes, stopping foreclosures, even when the homeowner was not working at the current time when they acquired our services. Even today, these same homeowners have found employment and are now working and paying on their home. Our staff has reduced millions of dollars of contributions through out the years that mortgage companies required before acting upon an appropriate plan, otherwise the homeowner would have paid money that they really did not have to pay to save their home.

Understanding that homeowner assistance should not be intended for a borrower to beg, borrow or steal and especially draw from their 401k plan to get a resolution. Yet most homeowners are quickly fed up and scared to work within their rights to keep their home.

We find that there are many agencies in every state that provide mortgage assistance at no cost to the homeowner in promise to STOP the FORECLOSURE, however we have found that some of these agencies will direct the homeowner on the same path that they were on before they walked into a free homeowners’ assistance center.

First Home Consulting is not implying that all mortgage assistance agencies receive grant money and donations from their community to assist homeowners in mortgage assistance and stopping foreclosures is unconcerned about seriously stopping foreclosures, but focuses more on their grant. However, some homeowners are afraid to rely on public assistance because of this fact, so we have been told.

After we win the homeowner’s trust in stopping their FORECLOSURE, we keep in contact with the homeowner through out the lifespan of their loan for any other assistance that may be needed. First Home Consulting will not fabricate to gain business and state the fact that we have been in business for twenty years like other MORTGAGE ASSISTANCE programs similar to ours.

A homeowner should know that a Loss Mitigation plan was executed April of 1996 and our case study goes back to 1934 beginning with the Stewart B. McKinney Act. Our staff is equipped with the latest loss mitigation strategies and technology.